Lens insurance

• WillN

  Member

  September 6, 2012 at 5:51 pm

  Hi all,

  First post on here after reading for some time! I’m looking at getting into sports photography and I have been looking in to the nikon 70-200 f2.8 VRII to add on to my more basic set up. I’m just wondering would any of you out there insure something like this? I’m not sure if it’d be covered under house insurance, I’ll have to check up on this but if not then I’d be a bit worried about any accidents with such an expensive bit of kit (for me anyway!)
  Any views would be welcom and if anyone knows of a good place to get them insured I’d love some recommendations.
  Cheers

  Will
  shutterbug

  Participant

  September 6, 2012 at 6:09 pm

  Welcome to the site Will, this may be covered on your household insurance, and if not
  you could add it on, would probably be cheaper than taking out specific insurance.
  WillN

  Member

  September 6, 2012 at 10:24 pm

  Thanks, I’ll have a look into that.
  paul

  Participant

  September 7, 2012 at 7:31 am

  If you make even a single cent from your photos, then you can’t add it to your house insurance. You would need specific professional insurance.

  Also, if doing sport, you should get some PL insurance too. Just in case a player runs in to you and gets injured or similar.

  Personally, I get my insurance from http://www.camerainsurance.ie
  miki g

  Participant

  September 7, 2012 at 9:32 pm

  I don’t believe it would be covered under home insurance once it’s outside of the home (ie at a match or other sporting event).