Camera/equipment insurance..??

[Mailman]

November 7, 2007 at 10:33 am

Morning Everyone,

I may be wrong but i would guess many of you with expensive equipment have it insured and now that i have just received my first DSLR and want to insure it im wondering if anyone knows a good company that i can insure my camera for theft/damage etc as i will be taking it with me in a few weeks travelling to china and new zealand.

Thanks,

Liam

[stcstc]

November 7, 2007 at 10:57 am

if you are not using it for business then you can more than likely get it covered on your house insurance

if you earn any money from it, you need to get a seperate policy

i have one from europlan in stephens green

[Mailman]

November 13, 2007 at 11:19 am

Thanks for that Steve. I will look into the cover from them. It would be a shame not to have cover and have something happen.

Thanks again,

Liam

[Mark]

November 13, 2007 at 12:42 pm

Steve is correct. Most people on the site are automatically covered by their house contents insurance.

Do a quick search on the site here as I’m sure it was discussed at length sometime last year.

Cheers

[stcstc]

November 13, 2007 at 1:00 pm

mark

the problem is, though that people make that assumption, that they are cover, when in fact i fthey earn any money from the kit, chances are their insurance company wont cover them with their domestic policy

[Mark]

November 13, 2007 at 1:11 pm

Ah ok. Good point Steve.

[Mailman]

November 13, 2007 at 1:22 pm

Thanks guys, but im afraid to say that i am only renting a house up here in the “Big Smoke” so i will have to take out a seperate policy….I got the 40D Mark so im now gonna take your advice and try and get me some good filters for the landscape shots and lens protection. Really looking forward to getting out there and seeing what she can do :P

Catch ye later,

Liam

[paul]

November 13, 2007 at 1:31 pm

Even if you rent a place, you should get yourself contents insurance for where you are. Otherwise you have no cover if the place was ever burgled.

My kit is on my home insurance. But, I have considered getting specialised insurance. Any advice/recommendations? I haven’t made a cent yet from my photography, but that doesn’t hinder my ambition. :D

[stcstc]

November 13, 2007 at 10:05 pm

I rent a house and have house insurance with allianz

and my equipment is insured with europlan on stephens green, who are a broker for hibernian

[GCP]

November 14, 2007 at 1:59 am

stcstc wrote:

mark

the problem is, though that people make that assumption, that they are cover, when in fact i fthey earn any money from the kit, chances are their insurance company wont cover them with their domestic policy

Steve,
100% correct. If you earm money from your camera ….. even if only a hobby, domestic insurance will not cover.