Hi all , I am becoming very serious now about me photography and am planning to open my own studio in the next 2 years but for now i am trying to build a business for myself. now i know i need public liabilaty cover and equiptment cover but what cover do i need in the event of loosing pictures of lets say a wedding to cover myself from being sued!! or would you simply get the client to sign a waiver!
Public Liability, equipment and professional indemnity is a good idea, depending on how you loose the photos your equipment insurance may cover some of the liability, but professional indemnity is probably the one that covers this.