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Pension levy- whats your opinion
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thats a tough break Graham & am sorry to hear it.
On your last point, I’ve been struck by that same thought myself in the recent past when trying to figure what the hell I’ll be doing in 18 months time, everyone is going through the same thing, here and all around the world. (e.g. General Motors announced 47,000 layoffs yesterday in the US).
The agency are hired by the banks solicitor to follow through after a court judgment.
My understanding is that if say you fall behind on a credit card. They come into your home and
take property to account for the money you owe. They can seize possessions.In relation to Debt Collectors I was refering to house repossessions… not credit cards.
Sure I’d gladly give some Debt Collecting Mug a few valuables to pay off me Visa… I’ve a lot of clutter in the house and it sounds like a better proposition than trying to flog stuff on eBay and having a handful of Nigerians sending me dodgy cheques.
nfl-fan wrote:
How can a debt collector collect debt if someone doesn’t have the money to pay it?
And what power does a debt collector hold that a bank’s solicitors/legal team wouldn’t?
They’d send around a few hoodies like Graham. One look at him and I’d be taking a stanley to the mattress to remove my stash (I wish!)
GrahamB wrote:
That’s it I’m changing my avatar. Jaysus
Could be worse, you could have mine. I must update it, that hair should be grey and less of it.
NFL…
DarkRoom is probably right…..those who can pay the full mortgage will pay the full mortgage….those who can pay interest only will pay interest only…..and those who can’t pay at all I guess will get some temporary ‘payment holiday’. Personally I don’t think many people will abuse this, (i.e. handing back the keys) except perhaps for first-time buyers who have bought homes in the past 18 months and find themselves unemployed with a £300k mortgage, and to be honest in the case of this latter group….i wouldn’t blame them. My thinking here is that if you;ve been paying a mortgage 10 years you won’t want to walk away from the house. If you’ve been paying it 12 or 18 months, you won’t give a sh*te. That is probably the way it will go.
Subject: FW: Actual advertisement in today’s newspapers
Dear Taoiseach,
My name is Deirdre Deegan. I’m a single mother. I’m also a public
servant monster. I’ve obviously been bleeding the country
dry without knowing it. I’m sorry. I know my annual wage of €29,000 is
outrageously high and that’s why you need to take so much back. Sure I do a really good job but I know it’s not nearly as good a job as the bankers, corporate executives, politicians and developers who are much
better at what they do.I work in an office in our public health service. Like my colleagues, I work beyond the hours I am paid for, because we know there is a patient in need of treatment at the end of everything we do.
I would really appreciate it if you could explain something
to me as you are so good at your job. As you know I hand over a large
amount of my take-home wage to the bankers and developers to pay for my
house; to the finance company executives for the car loan as I had
to move 34 miles to get an affordable home; in electricity; gas;
childcare – so that I can work and pay my taxes. I know, it’s a bit of a
luxury in these straightened times, but I also have to buy baby
clothes, food and medicine for my daughter. My dilemma is I have no more money left to donate to you in the form of the pension levy you so
reasonably ask for.I really want to do the right thing as I now know – because you and media have reminded me over and over – I have been a public sector scrounger. (How did I not see this before?!). Also, I’m
worried about having nothing to spend in the corner shop and local
businesses to boost the economy. Can you tell me how to do this? Thanks.Initially, when you demanded this levy, I was really upset. I was
furious in fact. I thought everyone would have to share the pain as you so nicely put it. But now I see that it’s only monsters like me who have been irresponsible and greedy and have caused this crisis in
Ireland. I can now see why I should be treated like dirt.Please reply when you get a break from delivering all our
levy money to your nice friends in the banks.Sincerely,
Deirdre Deegan.
P.S. I know we don’t deserve to go to Kerry but, if you
Wouldn’t mind, would you explain to Katie that you took the holiday piggy bank?
Thanks.Seoirse wrote:
Subject: FW: Actual advertisement in today’s newspapers
Dear Taoiseach,
My name is Deirdre Deegan. I’m a single mother. I’m also a public
servant monster. I’ve obviously been bleeding the country
dry without knowing it. I’m sorry. I know my annual wage of €29,000 is
outrageously high and that’s why you need to take so much back. Sure I do a really good job but I know it’s not nearly as good a job as the bankers, corporate executives, politicians and developers who are much
better at what they do.I work in an office in our public health service. Like my colleagues, I work beyond the hours I am paid for, because we know there is a patient in need of treatment at the end of everything we do.
I would really appreciate it if you could explain something
to me as you are so good at your job. As you know I hand over a large
amount of my take-home wage to the bankers and developers to pay for my
house; to the finance company executives for the car loan as I had
to move 34 miles to get an affordable home; in electricity; gas;
childcare – so that I can work and pay my taxes. I know, it’s a bit of a
luxury in these straightened times, but I also have to buy baby
clothes, food and medicine for my daughter. My dilemma is I have no more money left to donate to you in the form of the pension levy you so
reasonably ask for.I really want to do the right thing as I now know – because you and media have reminded me over and over – I have been a public sector scrounger. (How did I not see this before?!). Also, I’m
worried about having nothing to spend in the corner shop and local
businesses to boost the economy. Can you tell me how to do this? Thanks.Initially, when you demanded this levy, I was really upset. I was
furious in fact. I thought everyone would have to share the pain as you so nicely put it. But now I see that it’s only monsters like me who have been irresponsible and greedy and have caused this crisis in
Ireland. I can now see why I should be treated like dirt.Please reply when you get a break from delivering all our
levy money to your nice friends in the banks.Sincerely,
Deirdre Deegan.
P.S. I know we don’t deserve to go to Kerry but, if you
Wouldn’t mind, would you explain to Katie that you took the holiday piggy bank?
Thanks.having difficulty understanding the point to this post – other than the writer disagrees with the pension levy and is very unhappy
with her life (salary, working hours, house location, the country’s government and financial “system”, cost of living etc etc etc)
Am I missing something?Dear Taoiseach,
My name is Graham Byrne. Yes I’m single and yes I am a greedy opportunistic private sector employee.
I have been stealing money all over the place during the Celtic Tiger Boom. I have been living the high life
and understand now that you see my job as less important that those in the Public Sector.
I know that all the hours I put into my job and all the training I have paid for mean nothing in the long run.
Look I get that Public Sector jobs have to have a certain level of protection. That’s why instead of sacking them all
they get a pension levy.My question is this Sir. Will you call my boss and either lend him some money so he can keep me on or at least
tell him that I am more than happy to take hit on my wages in the short term if it means that I keep my job and my house.I know it’s a lot to ask that you actually pay attention to a little old PAYE guy like me. Still though for the last ten years
I have been contributing to this society by way of my tax, which you guys have never been shy on taking.A little help might be nice. I kinda like my little flat
Thanks
Graham
GrahamB wrote:
The same letter can be applied to anyone at the moment
My point exactly Graham! I was going to write my own letter, but great job done by you!
One worrying point – all us little people (Public or Private) get the politicians we vote for :(
Somebody needs to find a way of sacking them all, and starting again (I wish)kenh wrote:
One worrying point – all us little people (Public or Private) get the politicians we vote for :(
Somebody needs to find a way of sacking them all, and starting again (I wish)I didn’t vote for Fianna Fail, never have and never will. I did vote for the Greens and I now have to question the wisdom of that. I would have had a preference for Fine Gael but now don’t feel that they would be any better. Labour looks the most promising (I think) but they will never get a majority. I think we’re rightly F**K*D.
The one thing I am sure of though, Fianna Fail in government have messed up our finances completely and I would rather have anyone else in instead to put it right. I know it’s going to be rough for years to come but I’d rather have it rough with anyone else but them, they’ve had their chance with our money and look where it’s left us.Whatever happened to the idea that the government actually worked for us.
Oh also – the politicians are Public Sector are they getting hit with a pension levy ?the politicians are Public Sector are they getting hit with a pension levy
Yep… they all are. A bill was published earlier
The bill makes it clear that the levy will apply to TDs and Senators, MEPs, Ministers, the Attorney General, Ministers of State, and the Ceann Comhairle and Leas Ceann Comhairle of the Dáil.
BTW: It is against the rules of the site to discuss politics.
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